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5 ways to pump up your income

fggie — Mon, 23 Nov 2009 14:38:32 +0000

Your bank, your boss, and your portfolio aren’t doing much to boost your bottom line — reason enough to try these additional revenue-raisers.

By Alexis Jeffries and Donna Rosato, Money Magazine

November 23, 2009: 7:36 AM ET

(MoneyMagazine) — Wish you had a little more money in your wallet these days? Who doesn’t?

While the Great Recession is over by most accounts, the Great Income Squeeze lingers on. You’re more likely to have had a pay freeze than a pay raise over the past year; and the average bump up for 2010 is expected to be pretty paltry. Meanwhile, your portfolio may still be off its pre-crisis highs, even after the market’s rally, and the bank won’t pay you spit to hold your cash.

But you don’t have to accept the status quo when it comes to bringing in the dough. Whether you’re still on the job or retired from the grind, the action plans that follow can help boost your income.

The strategies require human or financial capital (and sometimes both). But those that involve work don’t demand extra training, and should leave you leisure time to spare. Bonus: These moneymakers may satisfy your entrepreneurial spirit, get your creative juices flowing, even diversify your career along the way. Talk about a payoff.

1. Consult in your field

The idea: Deploy current (or recent, if you’re retired) job skills into other work. A graphic designer might create brochures; a marketing manager might develop a company’s social-media strategy. Hemmed in by layoffs and hiring freezes, more employers are using contract workers. Bully for you.

Income potential: With the right few projects, you could easily add five figures to your annual take. Matt Hutter, an IT engineer in Cleveland, started offering computer consulting services on the side in 2006. Now, "I can count on $2,000 extra a month," he says. After income taxes — and the 15.3% self-employment tax — Hutter pockets about half of that.

Hassle factor: Medium to high. At first you’ll have to hustle just to get the gigs. Also, you’ll probably need to complete them outside normal business hours. Be sure you and your family are willing to make that tradeoff of your time.

How to get started: First, get your boss’s okay. "You don’t want to jeopardize your job just to make extra money," says Tori Johnson, a New York City employment counselor. Then begin putting the word out that you’re interested in projects (the best-paying ones usually aren’t advertised, says Pamela Slim, author of "Escape from Cubicle Nation"). Start with former employers and colleagues; networking site Linkedin.com can help you find them. If you know others who moonlight, offer to take their overflow work; or see if they’ll connect you with their contacts. You can also use sites like Elance.com and Guru.com to search for gigs and benchmark rates.

2. Seek out yield

LOW-RISK OPTION

The idea: Invest in a global dividend fund, since European stocks tend to pay richer dividends. The average yield now for the MSCI EAFE index of overseas stocks is 3.03% compared to 2.12% for the S&P 500. One peculiarity worth noting: Rather than pay out quarterly, some foreign stocks only do so once or twice annually.

How to do it: Stash some of your extra cash in the SPDR S&P International Dividend ETF (DWX).

Income potential: Put $25,000 in the ETF above, at its current yield of 3.56%, and you’d earn $890 in dividend income a year compared to $525 in an S&P 500 index fund.

MEDIUM-RISK OPTION

The idea: Buy a REIT fund. Real estate investment trusts, which invest in income-producing property like offices and malls, aren’t taxed if they pass 90% of taxable income on to investors. So yields are typically higher than those of dividend funds. The catch: With rents and occupancy rates reduced by the recession, it’s more challenging for REITs to maintain those dividends.

How to do it: Given ongoing concerns about commercial real estate, REITs should make up no more than 5% of your portfolio, says Morningstar analyst Andy Gogerty. He suggests the T. Rowe Price Real Estate (TRREX) fund, which he says has strong management and avoids riskier bets.

Income potential: A $25,000 investment in the T. Rowe Price fund, now yielding 4.76%, would earn $1,190 in a year. (Be aware that most REIT payouts are taxed at ordinary income tax rates, not the more favorable 15% for qualified dividends.)

HIGH-RISK OPTION

The idea: Lend cash that’s sitting at the bank on a peer-to-peer lending site like Prosper.com or LendingClub.com, where yields can top 13%. Of course, that means taking a bet on borrowers who may have been nixed by traditional lenders.

How to do it: To reduce default risks, seek borrowers with 800-plus credit scores (yes, they exist on the sites) and spread your money around. Jack Reidy, 42, of Chicago invested $10,000 over 100 loans (60% of them with borrowers who had scores over 700) at Prosper in 2008. Nine of the loans are in default, but he’s still averaging an 8% return. "I’m pretty happy," he says. Or a simpler way: Prosper.com’s Balanced Portfolio Plan, which averages 7% and puts you in a package of the highest-rated loans.

Income potential: With Prosper’s balanced plan, lending $10,000 over three years could earn you $1,115 in interest — vs. $500 in a high-yield savings account.

3. Head a class

The idea: Leverage your expertise into a part-time college teaching gig. You can lead courses for undergraduates at two- and four-year schools, or classes for adults via continuing-education and extension programs. Afraid of public speaking? You can even teach online.

Income potential: Higher-ed courses tend to pay from $1,000 to $6,000, according to AdjunctNation.com, with private four-year schools at the highest end of that range. (Note: At least a master’s degree may be required.) Extension pay varies widely. Julie Moss, who manages TV scheduling at HBO, earns $600 for leading a six-week class in her field at NYU’s School of Continuing and Professional Studies. With prep time, that comes out to just $18 an hour. But teaching offers rewards beyond money, as Moss notes: "I get to have an impact on students."

Hassle factor: High. "It can easily take 10 hours a week outside of class to prepare for a three-hour course," says Karim Cherif, associate dean at UCLA’s Extension program. Online courses can be even more work, since web classrooms are open 24/7, adds Bill Pepicello, president of Internet-based University of Phoenix.

How to get started: Look for gigs at sites like AdjunctProfessorOnline.com and HigherEdJobs.com; and also visit the websites of local schools. Not all jobs are posted, so send a résumé and cover letter to the relevant department head as well as the school’s director of human resources.

4. Be a landlord

The idea: Turn unused space in that empty nest of yours into rental income. The most lease-worthy areas are those with private entrances and bathrooms, such as carriage houses and mother-in-law apartments, says Dani Babb, author of The Accidental Landlord. Don’t have that? Depending upon the demand, it may be worth creating such a space. Babb estimates it costing around $1,500 to add walls and as much as 10 times that to add a bath.

Income potential: The average studio apartment in the U.S. rents for $947, according to rental data aggregator Padzing.com. Spaces without full apartment amenities can go for up to 30% less, says Babb. Since rents vary widely by city, even by neighborhood, visit your local newspaper site, Craigslist.com, and Rent.com for prices on comparable spaces in your area.

Marc Aarons, 38, who is single and self-employed, rents out three of the four bedrooms in his Laguna Hills, Calif., home. "The mortgage was steep, and my income fluctuates," he says. After expenses and taxes — levied at one’s ordinary rate — he nets $675 a month, which helps a lot with his mortgage.

Hassle factor: With a good tenant and a space that affords privacy, it should be fairly low. You’ll have to keep the property maintained, but you’re likely already doing most of what’s necessary. The one big downside: "You’re always on call," says Babb.

How to get started: Contact your homeowners association and county assessor or inspector to see if you’re allowed to have renters. If so, set a price based on going rates. Then post an ad — including a description of your ideal tenant — on the aforementioned sites.

Also call the housing offices of any local colleges. In vetting candidates, get proof of income; run background and credit checks too (find info at landlord.com). Have the tenant sign a lease (download one for $15 at nolo.com). And be sure to get a security deposit plus a month’s rent upfront.

5. Monetize a hobby

The idea: Generate profit from your leisure-time activity. Love sports? Referee high school games. Make jewelry? Sell it at craft shows.

Income potential: Hobbyists can earn $2,000 to $5,000 a year if diligent about selling and marketing, estimates Gene Fairbrother of the National Association for the Self-Employed. Services (like party planning or music lessons) have greater profit potential than products because there’s less overhead, he adds.

Hassle factor: Medium. You may have to put in more time than you realize. And that may suck some of the passion out of your passion. "Be realistic about whether this is a hobby or something you’re serious about making money at," says Rita Gunther McGrath, professor at Columbia Business School.

How to get started: Determine if there’s a market for your product or service. That means checking out the competition. For example, a jewelry artist should go to craft fairs, online craft emporium Etsy.com, and trade shows. (Check for area shows at TSNN.com.) This research should also give you a sense of prices. When she began considering reselling the rare dolls she’d collected over the years, Kathi McWhorter, 50, of Los Angeles started trolling eBay. "I looked up sales for Barbies like mine to see who received the best prices and why," she says.

Next, get a sense of expenses by interviewing people who operate similar businesses, suggests Kimberly Seals Allers, author of The Mocha Manual: Turn Your Passion Into Profit. Then, figure out if you could make a profit. This is the go/no-go point. If you decide to proceed, make a list of the attributes of your target customer, and use that to determine your marketing strategy. Once you’ve done all that, you’re in business.

10 biggest job interview blunders

fggie — Thu, 19 Nov 2009 09:40:12 +0000

Here are the most common errors career coaches at OI Partners see — and how to fix them:

10. Over-explaining why you lost your last job. It’s okay to mention that your last position was eliminated, but then move on to what you can do for this employer.

9. Conveying that you’re not over it. "During interviews, some people are acting wounded, angry or sad," Schoonover says. These are normal emotions after a layoff but they don’t belong in a job interview — or you may "seem unstable and communicate that you don’t grasp the business reasons for layoffs," he adds.

What’s the worst blunder you’ve made in a job interview? Leave your comments at the bottom of this story.

8. Lacking humor, warmth, or personality. Many anxious job candidates are "one-dimensional during interviews, and are too focused on getting their talking points across," notes Schoonover. "Don’t forget to show qualities that can be a real plus in the decision-making process, including humor in good taste, warmth, and understanding." One thing interviewers want to know, of course, is how pleasant you would be to have around the place every day.

7. Not showing enough interest or enthusiasm. After all, "companies are looking for people who are excited about working with them," Schoonover says.

6. Inadequate research about a potential employer. It’s essential to be up on the latest news, so be sure to Google the company before the interview. Be prepared with well-informed, thoughtful questions about its products or services and its future plans. Many applicants aren’t bothering, Schoonover says, and it shows.

5. Concentrating too much on what you want. Focus more on what the interviewer is saying. Listening carefully is crucial in steering the conversation toward how you would fit in and what you have to offer.

4. Trying to be all things to all people. "Devote most of your effort to talking about what you know you do well, and don’t try to stretch your actual qualifications too far," Schoonover advises. A good rule of thumb: Don’t apply for any job unless you have at least 75% of the stated qualifications.

3. "Winging" the interview. Schoonover hears from many hiring managers that candidates often aren’t ready to answer difficult questions. So rehearse. "Prepare and practice a 90-second verbal resume, and some answers to possible questions, so that you come across as succinct," he suggests.

2. Failing to set yourself apart from other candidates. "You have to make the strongest possible case for why you are the best person for the job," Schoonover says. "Specifically address what impact you can have on sales, profits, costs, or productivity within the next three to six months. Use quantifiable achievements from past positions to back up your performance promise."

And the No. 1 mistake OI Partners’ coaches see job hunters make:

1. Failing to ask for the job. "You have a much better chance of getting the job if you ask for it," says Schoonover. "Close the interview by summing up what you can bring to the job, and ask for the opportunity to deliver those results."

Extraordinary together, ordinary apart.

fggie — Thu, 15 Oct 2009 07:16:55 +0000

Raymond Ling

26 September at 19:35

Hi guys,

My
“big” day is soon approaching. From Dec 2008 i’ve starting telling you
guys and the people around me that i’m planning to propose at the end
of 2009. The reason that i did so, was not really to “inform”, but more
of speaking into existence something that has not happen. It’s a big
step forward and like all others, i have a lot of fears. Fears of not
being able to support, fears of not being able to cope, fears of not
being mature. The fears are still here, but so is my trust in God and
His word that He will be a lamp onto my foot, a light onto my path.

Today
i just bought my engagement ring. It is my largest purchase thus far.
But i know that once i did so, i had no turning back. The original plan
to propose on Christmas eve has been pushed backwards for a few
reasons. Firstly the flat is coming in the 4th quarter of 2009.
Secondly, SE’s grandma just passed away and her family placed a 100 day
window for us to get ROM. This window closes on the 17 of Dec. So to
give time for ROM preparation, the proposal would be on 11.10.09 Sunday
(2weeks away).

The plan is to hold a dinner(In the field), sing
a song(Liu Gen Hong – I’m still practicing), light up the field and get
on one knee.

All the above would be in a large open area. I’ve got a few locations:

West Coast
SG EXPO open field
Car park roof garden

They qualify because they are:
Quiet
Good photo opportunity
Allow for close friends to watch from afar
Allow for the light up.

I’m not decided on the location yet.

The highlight of the entire event would be the “light up”, the original idea came from here.

Instead
of candles, i was thinking christmas lightings. It allows for the
element of surprise when you turn it on. And it won’t get snuff out.

I
wish to open an invitation for you to be there to share this special
occasion with us, possibly provide help where needed. This is open only
for really close friends & I’m only inviting a few close friends
from her side. I understand should you have prior commitments, but i
hope that 2 weeks notice is suffice.

Shall we do any sort of
discussion or input of ideas here, i don’t wish for any premature
leakage of classified information to SE.

Thanks guys for being there.

Regards,
Raymond

Raymond Ling

07 October at 20:25

Hello,

The
reason you are reading this is because you are close friends to either
Soo Eng or myself. This Saturday 11.10.09 (nice number right) will be
the BIGGEST days of both our lives. She of course does not know this
yet.

7:00 – Helpers to meet for dinner Clementi Mac.

8:00 – SE is meeting her friend Amandia for a concert at Victoria Theatre at 8pm (Approx 1 hr 30 mins).

9:30 – Amandia would say “lets go for supper” and i would call her & say “I’m hungry too, shall we go for supper?”

10:00 – Amandia drives over and reaches Kent Ridge Park. (Point 1)

Refer – http://tinyurl.com/yjtva86 (Please zoom out and click on satellite for full details.)

10:01 – I meet her at Point 1 & let her view a short clip. Amandia parks. (Point 2)

Refer – http://www.facebook.com/v/281703060074

10:15 – She would have guessed what is about to go on & possibly be tearing.

10:16 – We start walking down the trail. (refer to Map) Hopefully this can be marked with candles too!

10:20 – Enter’s the candle house. (Point 3)
Refer – Here

10:21 – Start Liu Geng Hong’s song.

10:25 – Gets down on 1 knee, says a few words..

10:30 – Officially “engaged” !

I
would like to formally invite you to be part of this special occasion.
You could either meet us at 7pm@Clementi Macs for dinner or directly at
Kent Ridge park anytime before 10pm. Please do NOT call SE for
directions. My number is 97890562.

Please RSVP if you have not already:)

Regards,
Raymond

My Singapore Concierge

fggie — Wed, 26 Aug 2009 02:06:48 +0000

A Singapore concierge service! Finally:)

My Singapore Concierge service allows you to “buy back” your precious
time so that you can get back to enjoying what means most to you. A
personal concierge works on the most basic of premises: people want
things done and just do not have the time to do them.

Think of us as your Personal Time Provider. Simply by handing over your
"To Do List" and making it ours, we can "give you the luxury of time" –
the solution to an easier life.

My Singapore Concierge can be located at http://www.mysingaporeconcierge.com/

Our first HDB

fggie — Sat, 08 Aug 2009 13:39:25 +0000

Dear Friends,
You
are myself and SE’s "A list" friends, and we would like to share this
particular milestone of our lives with you. As shared with most of you
earlier this month I’ve balloted for a flat without the knowledge of
SE, at my point of entry, it was 588 to 100 flats, at the end of the
entry exercise it ballooned to988 to 100 flats. As shown below.

Flat Type	Estate	No. of Flats for Offer	Number of Applications Received
2-Room	Bukit Panjang	33	998
	Punggol	8
	Sengkang	22
	Yishun	20
3-Room	Bukit Panjang	2
	Jurong West	1
	Punggol	3
	Queenstown	1
	Sengkang	4
	Woodlands	2
	Yishun	4
Total		100	998

It was against all odds but i prayed and believed God nevertheless for His favor. The results were released just and out of 988 applicants we got a ballot number of 15! PTL

"Your queue number is R0015.

Your appointment to select a 2/3-room flat is scheduled on 28 Jul 2009 at 10:45am. Please click here for the latest updates on the flats available for booking before coming for your appointment.

Please
register at Reception Counter B, HDB Hub, with your Identity Card
before your appointment. Bring along the Identity Cards of all
applicants / occupiers, original payslip / income letter, marriage /
birth certificate. After selecting a flat, HDB will grant you an Option
to Purchase upon payment of the option fee ($250/- for Studio Apartment
and 2-Room flat, $500/- for 3-Room flat) in Cash, Cheque or through
NETS."

Now we really need you to stand together with us, 2 Sam 12:12-13 says:

"When your days are fulfilled and you rest with your fathers, I will set
up your seed after you, who will come from your body, and I will
establish his kingdom. ¹³ He shall build a house for My name, and I will establish the throne of his kingdom forever."

We
have both given to building fund over many years and we build the house
of God. God promised us that as we build His house, He would build
ours. Out of the 100 flats available, our first choice is

Dover Gardens
Blk 28C
Dover Crescent

There
is only 1 flat at this location and i pray that we would get it. I hope
that the 14 people before us would pick all the other flats.

I would be going down on the 28 July.

Would you guys could keep us in prayer, that the favor of God continue to be upon us and give us our desired location.

Thank you so much!

With love,

Ray & SE

*Update

The day before, i gather SE and we prayed and fasted for our land. We even went down to the flat location to pray over the flat! That God would indeed give us a land.

ON the morning of the 28th July, the first thing i check once i woke up was if the flat was available. Here was what i saw:

Updated as at 08 Aug 2009, 9:28:16 PM

New Town	Flat Type	Units Offered	Units Available for Selection	Available Ethnic Quota**
New Town	Flat Type	Units Offered	Units Available for Selection	Malay	Chinese	Indian & Others
Bukit Panjang	2-Room	33	25	6	22	5
Bukit Panjang	3-Room	2	All flats have been selected	-	-	-
Jurong West	3-Room	1	All flats have been selected	-	-	-
Punggol 21	2-Room	8	1	1	1	1
Punggol 21	3-Room	3	All flats have been selected	-	-	-
Queenstown	3-Room	1	All flats have been selected	-	-	-
Sengkang	2-Room	22	9	9	9	5
Sengkang	3-Room	4	All flats have been selected	-	-	-
Woodlands	3-Room	2	All flats have been selected	-	-	-
Yishun	2-Room	20	15	7	14	4
Yishun	3-Room	4	All flats have been selected	-	-	-

MY FLAT WAS taken up! I was shocked, i asked myself and i asked God, why go through all the trouble to give me queue number 15 when my flat if my flat has been taken by someone earlier. I remember telling SE that i’m sure God gave us number 15 only because He didn’t want to appear over bias to us, He knows that the number 16 would pick Queenstown so He gave us just 1 number short. My logic was also that because God does not want to "lose face", i should tell more people to pray for me and thus when i get my flat everyone would rejoice with me. That’s why i sent out a email with our prayer request to all our close friends.

Now after i saw the news, i called and told SE that our flat was taken, she sounded very disappointed over the line. Nevertheless i got into my car and went for my HDB appointment. When my turn came, the first thing i asked the guy was "Is queenstown taken?", he replied NO.

I almost jumped out of my seat! Later i found out that someone earlier did pick it, and therefore it was placed as taken on the website, but the earlier applicants had an income that was in excess of the limit and therefore did not qualify to buy that particular flat.

I tell you, God has a sense of humor! He wanted us to go through this roller-coaster of emotions just to see our faith in Him. When it matters’ God woud always come through for you.

Now we got even better news, the completion of our flat stated 28 Feb 2012, however it has been brought forward to the 4th Quarter of 2009. We would be getting our flat earlier, God indeed is good!

*Update

My home is considered the central region of Singapore:)

Taken from http://www.ura.gov.sg

INFLUENZA A (H1N1) UPDATE

fggie — Thu, 07 May 2009 08:18:23 +0000

MEMO TO STUDENTS, LECTURERS, MEMBERS, COURSE PARTICIPANTS

INFLUENZA A (H1N1) UPDATE

ORANGE ALERT TO BE DOWNGRADED:

TEMPERATURE SCANNING TO TERMINATE

The Ministry of Health has announced yesterday that the H1N1
Flu Pandemic Alert will be gradually downgraded to Yellow by Monday and has
lifted the requirement for temperature monitoring and contact tracing in
schools from today. Screening at all borders still remains, as does the Home
Quarantine Order for travelers from Mexico.

In line with this development, SIM has ceased its
temperature scanning and contact tracing on all campuses as from 10 am this
morning.

Although the fear of a H1N1 pandemic has abated, we would
like to advise everyone to still take personal precautionary and hygiene
measures seriously. We will continue to monitor the situation closely and to
update you accordingly of any further changes.

We thank you for your understanding and cooperation during
our precautionary operation.

Lee Kwok Cheong

Chief Executive Officer

SIM

7 May 2009

Swine Influenza – Pandemic Response Plan

fggie — Thu, 30 Apr 2009 05:59:05 +0000

Subject : Agency Pandemic Response Plan – (Swine Influenza)

There are media coverage on the outbreak of swine (pig) influenza in Mexico and other countries.
The World Health Organization (WHO) is currently monitoring the threat of flu pandemic. On 29
April, Ministry of Health (MOH) has raised the Disease Outbreak Response System (DORS-CON)
for Singapore to Yellow Alert Level (Limited human-to-human transmission outside Singapore,
which increases risk of a case being imported).

It is important that every FSC is familiar with the Agency Pandemic Response Plan and be
prepared if a pandemic situation arise. As part of the pandemic response planning, Personal
Protective Equipment (PPE) will be distributed. Each District will receive surgical masks and all
active agents will receive a digital thermometer for daily temperature check.

If your temperature exceeds 37.5 degree celsius or feeling unwell, you are required to wear a
surgical mask and consult a doctor immediately. You are also required to submit a Health
Declaration Form to the location agency office. (The Health Declaration Form is attached to this
memo)

According to the pandemic response Yellow Alert Level, the Company will execute the following
tasks:

• Display health advisory at location buildings.
• Set up entry control and temperature checkpoint for visitors.
• Implement appropriate response measures at Customer Service Centre.

We attached the FAQs on pandemic response and the Agency Pandemic Response Plan in this
memorandum for your attention. The Agency Business Continuation Planning (BCP) Team will
continue to update all agency leaders and FSCs if there is any change to the Corporate Pandem
Alert Level and the necessary required response. ic

We seek your cooperation and stay healthy.

Yours Sincerely,

Chin Chung Wen
Vice President and Senior Director of Agencies

Pandemic Response Guide for Agency Force

Frequently Asked Questions (FAQs)

1. What is Swine Flu?
It is an acute respiratory disease, caused by influenza type A, which infects pigs. But the
underlying virus strain, H1N1, has mutated and now contains genetic material from swine, avian
and human strains.

2. How does it spread?
Like regular flu, it spreads by touching infected objects and then touching the mouth or nose,
and through coughing or sneezing. Unlike the Sars virus, when a patient is most infectious four
or five days after symptoms show, the Swine Flu can be transmitted by someone who has yet to
show symptoms of the disease.

3. What pre-cautionary measures should you take at this moment?

The U.S Centers for Disease Control and Prevention (CDC) and WHO have issued some
guidelines, which all of us should follow.

Everyday actions people can take to stay healthy.

4. Cover your nose and mouth with a tissue when you cough or sneeze. Throw the tissue in
the trash after you use it. If you don’t have a tissue, cough or sneeze into your sleeve, not
your hands.

5. Wash your hands often with soap and water, especially after you cough or sneeze. Alcohol-
based hand cleansers are also effective.

6. Avoid touching your eyes, nose or mouth. Germs spread that way.

Try to avoid close contact with sick people.

7. Influenza is thought to spread mainly person-to-person through coughing or sneezing by
infected people.

If you get sick, please stay at home in order to minimize contact with others.

4 days after NTU incident…

fggie — Fri, 06 Mar 2009 12:39:41 +0000

NEWS & NOTICES

Folders:

Inbox

Keep

Trash

Help

Counselling Service

Counselling is a free service for all current full-time students. The counseling session is by a professionally trained and qualified Counsellor. Your attendance and any information you provide is kept confidential and will not be disclosed without your permission.

The Counselling Service provides:

· somewhere to talk about problems ranging from everyday hassles to those that are seriously affecting your ability to function

· a safe place to let off steam

· an opportunity to generate solutions to your problems

· somebody who will listen to you

Counselling is not about:

· telling you what to do

· making moral judgements

· putting you in a scary or formal situation

· performing miracles

· providing quick fixes

If you are not sure that you may need counselling, consider whether you have been experiencing:

· thoughts of pulling out of University

· a sense that something is wrong

· physical signs of emotional stress

· sleep problems

· concentration problems

· feelings that are new or that worry you

· thoughts about harming yourself

Talking with someone who is not so close to the problem situation may help you to:

· see it more clearly

· understand your feelings about it, and

· discover solutions.

The Counsellor will help by listening without judgement, offering new perspectives, and working with you on strategies that are right for you.

Here are some of the issues students talk to us about:

adjustment issues
alcohol
anxiety
assault
cultural issues
depression
drugs
exam anxiety
family issues
friendships
gay & lesbian issues
games addiction
grief & loss
harassment
identity
loneliness
physical abuse
procrastination
relationships
self-esteem
sex & sexuality
smoking
stress
study problems
suicidal thoughts

Make an Appointment:

Just have to call Student Life & Services at 6248 9109 (Admin Staff: Ms Serene Kwek)

Backpacking Asia

fggie — Fri, 06 Mar 2009 05:25:03 +0000

Across all of asia! Are you interested?